David Giertz: Including Social Security In Retirement Planning

Interviewed in a segment for the Wall Street Journal’s Wealth Adviser, David Giertz, President of Nationwide Financial Distribution And Sales, spoke about the importance of advising clients of the role Social Security benefits can play in their retirement.

Responding to a question, David Giertz pointed out the results of a firm conducted survey, where 4 of 5 participants said that they would move on to another financial advisor; if Social Security income wasn’t included in retirement planning discussions on Instagram. He felt that it couldn’t be explained enough because many people are unaware that Social Security is taxed and that there’s a reduction in benefits for choosing early retirement versus waiting until the full retirement age.

Read more: These big mistakes will result in smaller Social Security checks

Because a substantial number of those looking to retire in the next ten years, will use Social Security as the bulk of the income. He went on discuss how all financial advisers should speak with their clients about potential investment possibilities.  So that they’ll have enough money to support their lifestyle when they do stop working.

Also referred to as, “Dave” Giertz; in April 2013, he was appointed Senior Vice President of Nationwide Financial Distribution and Sales. Prior to this in March 2013, David Giertz was selected as President of Nationwide Financial Distributors Inc. The company is based in Dublin. Ohio. Giertz joined the organization in 1999 and has over 31 years of industry experience and holds additional high executive positions within the Nationwide family of companies. He’s listed as a licensed and certified broker, maintaining full professional credentials, issued by the Financial Industry Regulatory Authority (FINRA).

Source: https://soundcloud.com/davidgiertz

OSI Group: An American Food Company That Is Expanding Into The European Market

The OSI Group is a world leader in providing quality products and custom solutions for the food industry. While OSI is an American company it is also a world-wide leader in the food industry and has many offerings over the world.

By purchasing Baho Foods, a Dutch manufacturer of deli meats, convenience foods, and snacks, OSI has five new subsidiaries that include Vital Convenience, Henri van de Bilt, Q Smart Life, Bakx Foods, and Gelderland Frischwaren. These companies have processing plants in Germany and the Netherlands and serve food to customers in 18 different European countries. John Balvers, the managing director of Baho, and his management team are excited to remain on with the business and will be working with OSI Group to come up with new growth strategies to lead the combined companies into the future.

For more details about this company, just visit their website on osigroup.com.

OSI also acquired Flagship Europe from the Flagship Food Group, which supplies frozen poultry, pies, sous vide products, mayonnaise, sandwich fillings, marinades, sauces, dressings, and dips to the UK foodservice market. Russell Maddock, chief executive of Flagship Europe looks forward to working with OSI and feels that the move was progressive and exciting.

As a leader in environmental practices, food quality, food safety, and sustainability, OSI Group always works with local communities to ensure that it is using the best practices to take of the people and the plane.

Learn more about OSI Group: https://www.crunchbase.com/organization/osi-group#/entity

Brad Reifler’s Principles Of Financial Management

Brad Reifler is the CEO of Forefront Capital Management. He is a renowned entrepreneur and hedge fund expert. Brad founded Reifler Trading Corporation in 1982 to break into his lucrative career in hedge fund management. He also served as the chairman and CEO of his other company; Pali Capital, between 1995 and 2008.

During his tenure at Pali Capital, the firm saw annual profits amounting to over $200 million and had an employee base of over 200 people. The company also expanded to the U.K and Australia.

The following are some critical financial lessons as shared by Brad Reifler:

You Take home Less Than What You Earned

This is due to the numerous deductions including social security contributions, federal government income tax, health insurance deductions, local taxes, and so on. It is, therefore, important to budget from your net earnings and plan wisely.

Compound Interest Can Boost your Savings

If you begin making monthly or weekly saving from an early age, you may have substantial savings when you retire. This is occasioned by the power of compound interest. At the end of every year, the accumulated interest is added to the first saving and the final interest calculated from the boosted figure.

Budgeting is Key

Established business set ups prepare budgets, analyze the projected revenue returns, and plan for expenditures. The same way, individuals, should consider themselves as business units and plan for their income, expenses, and future savings.

Pick Affordable Colleges

For students paying their own fees due to one reason or another, choosing an affordable public college is crucial. Most employers nowadays look for individual strengths and talents as opposed to University names. You, therefore, need to avoid those expensive private colleges.

Build Your Credit Record

However, you will need a good credit history to access asset financing and mortgages. You need to pay your bills on time and probably take up a starter load to build your credit worthiness.

Learn more about Brad Reifler: http://www.huffingtonpost.com/author/bradreifler-226

Uncovering Crimes With The Securus Technologies Program Is Proving To Be a Viable Option

Securus Technologies has designed and engineered a wonderful tool for people to keep in touch with one another even when one of the individuals is placed in jail. Unfortunately, many people are unaware of the different types of technologies that are available to them for keeping in touch. As today’s world of technologies progress, there are many opportunities for people to communicate with others in ways that have never necessarily ever been possible before.

 

Securus Technologies has made a program that utilizes a video conferencing interface to allow people to chat with one another even if one of the parties of the chat is incarcerated. There are select correctional facilities that are allowing the usage of the program, with many more set to do so in the near future. It is a wonderful program as it not only makes communicating through the means of chatting on an online video conferencing mode possible for inmates and their visitors, but can also be used as a tool for uncovering crimes that are occurring within the jails. Law enforcement officials have authority to monitor the video sessions to ensure that nothing illegal is being discussed and in the case any types of crimes that have occurred or may be occurring within the premises of the jail, which is a fairly common instance, over the video conferencing chat, an investigative process can be begun in which law enforcement officials have been able to gather the details that are necessary to do so. It is a great tool for uncovering what could be dangerous crimes and should not be taken for granted. Therefore, it is a program that is recommended for more correctional facilities to utilize within their systems.

 

Eric Pulier’s Career and Success

Introduction

Living in Los Angeles, California, Eric Pulier is an American known for being a successful entrepreneur, philanthropist, and an author. In all these fields, his achievements cannot be underestimated. In this article, we will look at some of these achievements and his whole life in general.

How was his early life and education?

Like any other kid born in Jew Jersey, Pulier was taken to school. It did not take long for him to announce his brilliance to the world as by fourth grade, he had started computer programming. He rose so fast that in 1984 when he was fishing high school, he had set up his own computer company dealing with databases. With that brilliance in academics, it was no surprise that he joined Harvard University.

What are some of Eric Pulier’s successes?

From the beginning Pulier was bound to be a success and below are some of his achievements;

Success in entrepreneurship

With his vast knowledge in programming, Prize marked his beginning of success. His main aim of building this program was to encourage people especially the youths to push themselves to their full potential. To achieve this, he designed the program to have competitions and prizes specifically for people who want achieve their dreams regardless of the hustle they have to go through. Aside from that, he created Akana and was the founder of SOA software.

Book publishing success

Eric Pulier also managed to transfer his knowledge of creating computer programs to publishing books. One of the books that he has published is the famous Understanding Enterprise SOA. Through this book, he relays facts about SOA in a simple, understandable manner.

Philanthropic achievements

Aside from being successful in terms of programming, Pulier has a huge passion for children. Using his computer knowledge and skills, he built a secure social media platform for kids with dreadful illnesses such as cancer. Here, the children could communicate to each other and share experiences.

Conclusion

In terms of programming and his desire to help people with adverse medical needs, he will forever live to be remembered.

 

A Russian Entrepreneur Named Alexei Has Some Ideas for Russia’s Economy

Alexei Beltyukov is a Russian author, entrepreneur, financial professional and more. Following his graduation from the European graduate business school INSEAD in 1997, he has used his MBA to begin a noteworthy entrepreneurial adventure.

He has launched three different businesses and manages a non-profit foundation. They are Mechanicus, New Gas Technologies, A-Ventures, Ltd., and the Skolkovo Foundation. According to CrunchBase, he has served as the senior VP of development and commercialization for the Skolkovo Foundation. Learn more about more Brian Torchin: http://www.adweek.com/lostremote/how-to-bring-back-the-boom-to-the-russian-economy-according-to-alexei-beltyukov/44153

Started by President Dmitry Medvedev in 2010, the Skolkovo Foundation was founded specifically to aid in diversifying Russia’s economy with biomedicine, space, computer and nuclear technologies and energy efficiencies.

Alexei Beltyukov reportedly proved himself as being quite skilled in various business strategies. In 2013 he began Endemic Capital. EC was meant to help Russian (and other) exceptional Russian entrepreneurs start their own enterprises by providing funds and “early-stage investments.”

He has already invested approximately one million dollars in at least nine different portfolios. He has been sharpening his financial talents and believes that you gain a successful sense for business by first gaining the more general base of an exceptional education.

More recently, in 2015, he accepted the position of CEO (chief executive officer) for the interactive online math tutor for high school students known as SOLVY.

CNN iReport shows that Alexei Beltyukov is said to be ever mindful of his past, his time at INSEAD, the significance of his past education and what it has meant to his life thus far. In fact, he sees his work with SOLVY as another way of giving back to the community via offering assistance to instructors and their pupils in need of some help with “basic math skills.”

He hopes SOLVY will become the tutoring program “of choice” for any and all students who presently have difficulties with math. Teachers will also be able to use this specific program to actually keep track of the progress and proficiency of each individual student and will also help them in creating an improved math curriculum.

Jason Hope Life

Do you want to start a great business? If so, you need a plan in place to do so. Many people today have the drive to get started, but they lack the capital and experience. Jason Hope is a great example of someone who has had success in business throughout his career. Despite all of the obstacles that he has had to face, he continues to help his employees and his business move forward.

Jason Hope

With all of the new technology that has entered the market, Jason Hope has had to spend time and money learning about different ways to get to a new level in business. This is one of the reasons that Hope’s company is constantly changing and innovating. He has a passion for success that few people understand.

Technology

When running a small business, one of the advantages that a business owner has is the ability to change quickly. Many people today have experience working for a large company that is resistant to change. Jason Hope has been able to take away market share because he can react quickly to changing market trends. Over time, he is the perfect example of someone who is able to excel in his craft because he has passion for it.

Future Plans

In the coming years, Jason Hope wants to continue to have success in business and in giving back to others. He is excited about all of the different options that he has available at his disposal. If you are someone who is ready to start investing for the future, Jason Hope is the person to learn from.

Dick DeVos’ Passion for Business

Dick DeVos is an accomplished individual who holds many titles within both the business industry as well as within philanthropy due to the many dedicated hours as well as the many donations that he has given across the United States in order to translate his own success into the success of other individuals. Dick DeVos is considered to be a selfless individual who makes sure that the success that he has experienced through his successful career as a businessman has translated into poorer communities where individuals can also have the opportunity to work to gain success. Dick DeVos is a man who has given countless individuals across the United States an opportunity to be success and has gained much respect for this initiative.

 

Dick DeVos has proved himself worthy to have the title of a successful businessman due to his many endeavors within the family business where he has not only preserved and expanded the family legacy of the DeVos family, but where he has also distinguished himself among the many other successful individuals within this competitive industry. Dick DeVos has the lifetime goal of not only making sure that the name of DeVos continues to be remembered and passed down, but also has the goal of making his family proud and look to him as an inspiration.

 

Dick DeVos is not only known within the family company for his success, but is also known for his excellent leadership skills. As an individual who has served in leading positions such as the vice president of the company as well as the CEO, Dick DeVos continues to be humble and continues to give individuals advice that is unique and perfect for each different individual.

 

Though Dick DeVos has had much success within the world of business, Dick DeVos has a passion to help others through his success. Dick DeVos has donated annual donations to many organizations that are worthy and have helped individuals improve their lives. Dick DeVos believes an education should be based upon merit and not based upon the ability to pay.

 

The Research of Mikhail Blagosklonny

Mikhail Blagosklonny is not only dedicated to his craft within cancer departments of medical schools on ImpactJournals.com, but is also interested in the mechanism for aging and learning how aging can affect cancerous cells within the body. Mikhail Blagosklonny has created many interesting research topics and hopes to continue his research and to pass on his findings to interested students in the future. Mikhail Blagosklonny is specifically a scientist who has taken an interest in studying cancer and aging in order to help cancerous patients have an improved treatment that is not only more effective, but is also more comfortable to their mind as well as to their body. Mikhail Blagosklonny is currently a professor who continues to conduct research and has become an influential individual within oncology departments with his numerous discoveries and research papers that have influenced the field of medicine.

Mikhail Blagosklonny has not only received his MD in internal medicine, but has also received his PhD in experimental medicine and even in cardiology. His experience in academics makes him a knowledgeable and influential individual who will have a well respected name in years to come. Mikhail Blagosklonny is a professor of medicine and has had the goal of conducting research with his students in order to influence them to continue his research in the study. Mikhail Blagosklonny has always loved helping others and hopes that his students will share the same passion that he has within the medical fields of both cancer as well as within aging.

The main goal of Mikhail Blagosklonny is to conduct research on tandfonline.com in order to find a way to treat cancer that will specifically target the dangerous cancer cells within the body without destroying the normal cells within the system which can prevent full recovery of the body even after the cancer has been cured. As a professor, Mikhail Blagosklonny has been able to inspire not only his peers, but also his employees to learn more about his findings.

Find A Great Way To Transform Your Look With Quality Cosmetics

The face of cosmetics has changed from the dull boring colors associated with the late 90’s. Today, women are given the option, of organic, cruelty-free products. Doe Deere is a successful business and technology expert and the CEO and founder of Lime Crime cosmetics. Deere started marketing at the age of thirteen, in her native hometown of Russia. Her goal was popularizing novelty tattoos, by wearing them and then selling them to her friends. Surprisingly, temporary tattoos became a success among her teenage peers. Deere was glad to have a product that made her friends feel happy.

 

By seventeen, Doe Deere was living in New York City. She was introduced to a band and later became a vocalist. Deere felt a genuine appreciation for the fans that came out to support her music and events. She discovered that this lended to her marketing skills. In her early twenties, she married the soloist of the band and started taking classes at a local design school. Her unconventional ways of thinking would cause her to create a wonderful line of cosmetics that would be popular among young women, professionals, and celebrities. Best of all, it is a cosmetic line that is affordable on all budgets.

 

Lime Crime Emerges…

 

Design school inspired her creativity and she began to create velvetine matte based eyeshadow and lipstick products. Deere’s cosmetic line offers, long-lasting coverage with cool colors like Radical Metallic and Purple Velvet. She was the first cosmetic creator to base her cosmetics with matter and superfoil. Her cosmetics go on moist and mold to a sensational perfection that is not offered by the competition. You can say goodbye to the dull neutral colors of the 90’s and be unapologetic about your bold makeup colors. In fact, YouTube videos by actual users will inspire you to mix, match, and match Lime Crime.

 

Doe Deere was recently named female entrepreneur of the year by Lime Crime Galore magazine. Her cosmetics has also given her expert knowledge incorporating business and technology. Her technological savvy has given her a successful opportunity to market her products. You can find a large listing of Lime Crime products conveniently on their website.

Learn more:

https://www.limecrime.com/pages/our-founder

http://www.doedeere.com/